Fire and random events
Insurance protecting against the effects of fire and other random accidents are the most popular products chosen by companies. This type of product protects the assets of our company against disasters we cannot control such as fire, flood, heavy rain and fierce wind. The policy also protects your property against lightning strikes. This includes electrical and electronic equipment.
- Insurance protect us against any type of damage caused by natural forces
- In this way we insure both the equipment and electronic devices
Insurance against fire and the elements is universal and is offered by any insurance company, provided that such a company provides insurance coverage for businesses. The contract is usually settled for one year. Of course, we can pay in installments. You should read the contract carefully to make sure that each component of your property is insured. You should also investigate the scope of insurance coverage to know to what extent you are protected and what you need to ensure by yourselves.
- Insurance policies against the effects of the elements are sold by most insurance companies
- Please read carefully the terms of the contract to know what is the scope of insurance
If we decided to pay in installments we have to remember to pay them on time. When a contract ends, you should think about an extension. Remember that the insurance contract does not free us from responsibility for our own property. We must also remember that we will not be paid compensation if the incident (fire, water damage) was caused by gross negligence of the insured.
How to protect your employees?
Employees are the most important assets of any enterprise. One form of employees' protection is a group life insurance policy. By providing this type of insurance, we are sure that an employee’s family will not be destitute in the event of his/her death or accident. Please note that the family will receive compensation (depending on the content of the insurance contract) not only when the accident happens in the workplace.
Employee Pension Programme
Employee Pension Programme (PPE) is nothing but an additional incentive for an employee of our company. This programme has one goal: to assure higher pension for an employee, regardless of what he/she gets from pillar I and pillar II. PPE costs incurred by an employer are tax deductible. Therefore it is also tax benefit. Although PPE is a group programme, each employee has an opportunity to develop their individual saving strategies. It all depends on the structure of the chosen PPE.
Financial Insurance for Business
These policies do not only protect us against the consequences of destruction or damage but also against what we can lose as the result of the damage. We know that every company generates revenue through the reliable operation of many machines and devices. The problem arises when these machines refuse to obey. Financial insurance is also a protection against the costs that we incur in case of any legal assistance - lawyers, solicitors, experts or even the cost of litigation.
In case of a damage, we should notify the insurance company as soon as possible. We will need to gather some necessary documents. If we do not know what documents we need, the insurer will help us. A company representative will arrive at the scene and will assess the value of the damage. Let us remember that it is not only the damaged property that is insured, the insurance company should also reimburse the costs which we have incurred in order to reduce the size of damage (destroyed glass by fire fighters, broken doors, etc.).
Notify the insurer
Just one phone call to the insurer's hotline is enough to inform about damage. We can also notify the insurer at its premises.
Meet with the expert
An expert will be sent to estimate the cost of the damage
Receive compensation
With all the necessary formalities completed, the compensation will be paid.