Mandatory liability insurance

There are several professions or economic activities in Poland that are associated which the obligation of having a third party liability insurance policy. Such a requirement  refers mostly to occupations requiring great expertise and those where poor performance is likely to expose potential customers on severe damages. In Poland, the liability insurance policy has to be possessed by, among others, health care institutions, travel agencies, lawyers, legal advisors and notaries or stockbrokers.

  • Doing a certain profession we are obliged to possess the liability insurance policy
  • Our liability insurance policy protects our customer

 

The TPL insurance contract related to our profession can be signed in majority of insurance companies without any problem. The insurance includes damages which our client can suffer as a result of the activity  of our company. The policy protects us only if the damage is connected with the occupation. Exact principles of the mandatory liability insurance are regulated by law. Thanks to this we are guaranteed to  be able to sign a mandatory policy in each institution with the same range of responsibility of the insurer.

  • The liability insurance contract can be signed in majority of insurance companies of section II
  • The range of the liability insurance policy is regulated by law

 

Most often, the policy is concluded for a year. The fee is paid at once or in installments. The range of responsibility of the insurer and the amount of the guarantee sum or the insurance sum are regulated by law, separately for a given occupation. Regulations always point to what sum the insurer is obliged to take responsibility for.

 

  • The contract can be concluded for a year
  • We can choose the mode of fees payment

 


In case of the liability insurance, it is the injured who informs the insurer about a damage. Deadlines for notifying a damage and paying  a compensation are regulated by law, depending on what occupation or activity the TPL is related to. In laws and directives we will also find exclusions, that is the events for which the insurance company does not take any responsibility.