Travel insurance
Unforeseen and sudden accidents can spoil the whole holiday. All kind of accidents may happen during summer like theft, destruction, damaged or lost luggage, damage of equipment or even sudden illness. It may also happen that at the last minute, we are forced to cancel the reservation of a hotel or airline ticket. The travel policy guarantees to cover such losses. At a low price, we are guaranteed that the insurer will cover the costs of medical care.
- The travel policy protects us against damage or loss of our luggage
- The travel policy ensures us the access to a doctor abroad
- We are guaranteed a refund in case of flight or hotel cancellation due to unforeseen illness or other unforeseen circumstances
We have a wide variety of insurance companies. The policy can be bought at an agent's as well as by telephone or Internet. The transaction will take us a few minutes, but remember that first you must read the contract carefully. It is crucial, especially when you are going to a country outside the European Union.
If you have any doubts, you may ask the questions to a company’s consultant. You can choose an individual or group insurance. The first one should be chosen when travelling alone. The second one protects not only us but also the family with whom we are going on holidays. Premium is paid usually at once.
- Premium is paid usually at once
- A contract is settled for as many days as our holidays last
- We can buy an individual or a group insurance - for the whole family
- We can easily buy travel policies by the Internet and telephone
Let us remember we need to give the number of the policy when notifying the loss. You should have this number noted down. Many insurers send a text message informing about confirmation of settling the contract together with its number.
Simply do not delete this message. If you do not get such a message, you should always have a confirmation of the policy with you when you leave on holiday. You should also note the insurer's hotline number and the policy number as well. Then you can be certain to get assistance from the insurance company right ahead.
- You should always have the confirmation of the contract and the number of the policy with you
- You should also have the insurer's hotline number
How to insure your car?
Transport policy can be divided into voluntary and mandatory. The duty of every holder of a vehicle is to have the MTPL insurance. Such insurance guarantees the compensation for the accident, which was caused by our fault. So the MTPL insurance on one hand ensures us that we don’t have to pay for the accident from our own pocket, on the other hand the casualty is certain that he or she will receive the money.
Are there policies for sportsmen?
Recreational or sport insurance provides protection to all those who are particularly vulnerable to injuries related to sport. Insurance companies often include insurance related to sport within the ordinary travel insurance policy. Often that type of policy does not relate to professional or amateur extreme sport, or particularly dangerous sports.Policy as a gift for a child?
The task of dowry insurance is to ensure your child a calm start in adult life. We settle such a contract when our child is still little. Payout is made when we choose - usually when the child reaches the age of majority. Let us remember one thing - money that we put aside on the policy, accumulate all the time. So the sooner we think about our child’s policy, the more money he or she will get at the end of the contract.
We can report the damage without any problem by telephone. Let us remember that most insurers operating in Poland are part of targe European organizations. Therefore we can be sure that we will receive help, regardless of whether we travel in the country or broad. Also remember to learn about the procedure when reporting a damage and what documents will be required from us.
The telephone and reporting the damage
If you need immediate assistance, just call the insurer’s hotline.
Assistance abroad
Thank to the hotline, we will know immediately where the nearest doctor’s office or the nearest police station is.
Compensation in the country
We can wait with claiming the accident till we return to the country. This applies for example to damaged or lost luggage on the way back.